No idea what the annual taxes are for
a prospective home? You can generally get this information from either your
realtor, the MLS listing, or by calling the appropriate tax authority directly.
Be sure to inquire about ALL the necessary taxes. Some locales have a single
property tax which includes taxes for schools and other services. Other areas
have different tax assessors/collectors for schools or other services. If your new home is subject to Homeowner Association dues or Condo
fees, add those fees to the Property Taxes field if they are to be escrowed.
Hazard Insurance (or Homeowner Insurance) estimates can often be
obtained from the realtor or the MLS listing. A 'better than nothing' estimate
can be made by multiplying the value of the home by .00325.
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Now that the mortgage calculator
has helped you determine your mortgage payment amount, submit the
details for a quick pre-qualification or call us at 732-521-5253.
If you want to
investigate more loan programs and the options typically available to a
consumer, drop us note. |